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Report highlights

• Income certainty matters: Almost two thirds say income certainty is important to their retirement plans.
• Confidence is fragile: Only about 1 in 10 feel comfortable with their financial wellbeing all the time.
• Pension anxiety is high: Roughly 9 in 10 worry the Age Pension alone won't be enough for a comfortable lifestyle.
• Cost of living is lifting the perceived 'number': Pre-retirees now say they need close to $1m to retire (+18% in two years). Among current retirees, the perceived need has jumped 31% over the same period.

_{Resolution Life Australasia Limited (Resolution Life) is a long-standing provider of solutions serving the needs of Australian retirees. As part of the Acenda Group, Resolution Life is serving customers through annuities offered under the Acenda Life brand.}

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_{Resolution Life Australasia Limited ABN 84 079300 379, AFSL No. 233671 ('we/our/us/Resolution Life') is the issuer of retirement products, including those which are brought to market under the Acenda Life brand. Acenda Life is a registered trademark of Nippon Life Insurance Australia and New Zealand Limited ABN 90 000 000 402, a related body corporate of Resolution Life, and is used under licence by Resolution Life. Any advice is provided by Resolution Life, is general advice and does not take into account your objectives, financial situation or needs or the objectives, financial situation or needs of any of your clients. Before acting on this advice, you or your client should consider the appropriateness of the advice having regard to your objectives, financial situation and needs or those of your client, as well as the PDS and Policy Document for this product. A copy of the Acenda Life branded retirement product PDS and Policy Document is available at acenda.com.au/annuities and any Target Market Determinations for this product are available at acenda.com.au/tmd.}