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  • Insurance options
    • Life Cover
    • Income Protection
    • Total and Permanent Disability
    • Occupationally Acquired Infection
    • Critical Illness
    • Child Critical Illness
    • Business Expenses
    • Premium Waiver
  • How insurance works
    • How life insurance can help you
    • When to consider life insurance
    • Where to get Acenda
    • Understanding your insurance
    • Manage your insurance
    • How premiums are calculated
    • Our claims philosophy
    • Understanding the claim process
    • Insurance Inside Super with Acenda
  • Using your insurance
    • Documents and forms
      • Forms
      • Product Disclosure Statements
      • Statements calendar
      • Annual Reports
      • Target Market Determinations
    • Manage your policy online
    • Your Wellness and Recovery
    • KickStart your recovery
    • Make a claim
  • Adviser partners
    • Financial advisers
      • Insurance solutions for your clients
      • Manage your business on the Adviser Portal
      • Our claims philosophy
      • Earn CPD points
      • Vivo wellbeing
      • Talk to an expert
      • Premium discounts
    • Licensees
  • Group partners
    • Member claims experience
    • Health and wellness
    • Digital experience ecosystem
    • Underwriting excellence
    • Research papers & insights
    • Our fund partners
    • Meet the team
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Insurance options

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Insure today for a secure tomorrow. We protect you and your family with a range of insurance options. Explore what we offer.

  • Life Cover

    Protect you and your family in the event of your death or if you become terminally ill.

    Find out more
  • Total & Permanent Disability (TPD)

    Protect your finances if you suffer a total and permanent disability.

    Find out more
  • Premium Waiver

    Have your premiums waived if you suffer a total and permanent disability or become retrenched.

    Find out more
  • Critical Illness

    Protect you and your family financially if you become critically ill.

    Find out more
  • Child Critical Illness

    Lighten the financial load of a serious illness and focus on your child getting better.

    Find out more
  • Occupationally Acquired HIV, Hepatitis B or C Infection

    Protecting health professionals when things go wrong at work.

    Find out more
  • Business Expenses

    Helps keep your business going if you can’t work due to sickness or injury.

    Find out more
  • Income Protection

    Replace part of your income if you can’t work due to sickness or injury.

    Find out more

Why Acenda?

  • Over 130 years' experience protecting lives
  • Vivo – our award-winning health, wellness, and recovery program
  • Australian-based customer service centres
  • Multi-cover discounts
  • A dedicated claims assessor to guide customers through the claims process

Get in touch

Call 13 65 25

8.30am - 6pm (AEST/AEDT)
Monday to Friday

Customers with a hearing issue or a speech impairment can call 1300 555 727

Customers requiring interpreting or translation services can call
13 14 50

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MLC Life Insurance will become Acenda. While our brand and logo are new, our products, services, and enduring commitment to safeguard the future of Australians remain. The information on this website has been prepared by MLC Limited ABN 90 000 000 402 AFSL 230694. The information is general only and has been prepared without taking into account your objectives, financial situation or needs. Therefore, before acting on any information on this website you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Product Disclosure Statements (PDS) are available for the products described on this website. You should obtain and consider the PDS relevant to the product you are interested in before making any decision about whether to acquire or continue to hold the product as it contains important information about the product holding who issues the product, its key features, benefits, and exclusions. You can obtain a copy of the PDS for each product at the forms page on this website or by calling us on 13 65 25. MLC Limited's Target Market Determinations (TMDs) for relevant products are available at the forms page on this website or by calling us on 13 65 25. MLC Limited uses the MLC brand under licence from the Insignia Financial Group. MLC Limited is part of the Nippon Life Insurance Group and is not a part of the Insignia Financial Group. MLC Life Insurance products are not a deposit or liability of, and are not guaranteed by, Insignia Financial Group. Copyright MLC Limited. All rights reserved.