Retire with confidence
Retirement should be a time of enjoyment, doing the things you love. Your retirement income should be reliable, sustainable and designed to match your needs.
Confidence for the long term
Heading into retirement, we face different challenges to those faced during our earning years. Drawing income from multiple sources in retirement helps to manage the risks of retirement, such as rising living costs (lifestyle risks), market volatility, unexpected income shortfalls (financial risks), and living with a fear of running out (emotional risk).
Simplicity and ease of understanding
Retirement decisions can feel overwhelming. We prioritise simple, easy to understand income solutions with clear outcomes, so you know what you're receiving, why it matters, and how it supports your lifestyle, without unnecessary complexity.
Resolution Life Australasia Limited (Resolution Life) is a long-standing provider of solutions serving the needs of Australian retirees. As part of the Acenda Group, Resolution Life is serving customers through annuities offered under the Acenda Life brand.
Learn more about planning for retirement
Retirement planning is not one-size-fits-all. We offer a range of guides to help you prepare for your retirement, including information on income planning, managing risks, and making your savings last longer.
Learn moreWhat is an annuity?
Guaranteed income comes from an annuity, which is a low-risk product that guarantees a regular income, either for a fixed term or for life. Annuities can be purchased by individuals with superannuation or personal savings, or by companies, trusts or funds.
An annuity could suit you if you are looking for a reliable income in retirement, a secure product that provides guaranteed regular income payments, estate planning certainty and the opportunity to optimise Age Pension entitlements. You can choose to receive your income payments monthly, quarterly, half-yearly or yearly.
Types of annuities
Resolution Life is proud to introduce Lifestream Guaranteed Income under the Acenda Life brand – a product designed to bring certainty and peace of mind to Australian retirees.
Lifestream Guaranteed Income - Lifetime annuities
A guaranteed regular income for life. With a lifetime annuity, you swap a lump sum for regular income payments that continue for life, helping you protect against the risk of outliving your savings.
Lifestream Guaranteed Income - Fixed term annuities
A low-risk product that provides guaranteed income for a set number of years in exchange for a lump sum payment. You choose the term, frequency of regular payments, and how much of your purchase price is returned at the end of the term.
Contact an adviser
Speak to your financial adviser about including an Acenda Life guaranteed income product in your retirement.
If you don’t have an adviser, you can find one via the Moneysmart website.
Call our retirement support team
9am - 5pm AEDT/AEST Monday - Friday, excluding public holidays
13 57 22Useful links to help you plan for retirement
There are many public resources that can help you plan for retirement.
The issuer of Guaranteed Annuities Lifestream Guaranteed Income (also referred to “Lifestream Guaranteed Income”) is Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life) under the Acenda Life brand. Any reference in connection with the product issuer of Guaranteed Annuities Lifestream Guaranteed Income to "we", "our" or "us" on, or available through, this website is a reference to Resolution Life. As product issuer, only Resolution Life has obligations in respect of Guaranteed Annuities Lifestream Guaranteed Income product and provides any guarantee offered under it. Acenda Life is a registered trademark of Nippon Life Insurance Australia and New Zealand Limited ABN 90 000 000 402, a related body corporate of Resolution Life, and is used under licence by Resolution Life. Where the information on this website is factual information only, it does not contain any financial product advice or make any recommendations about a financial product or service being right for you. Any advice is provided by Resolution Life, is general advice and does not take into account your objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, as well as the product disclosure statement (if available) and policy document for the product. Any Target Market Determinations for the product can be found at resolutionlife.com.au/target-market-determinations. Resolution Life can be contacted by calling 13 57 22.
Taxation considerations are general and based on present taxation laws and may be subject to change. Resolution Life is not a registered tax (financial) adviser under the Tax Agent Services Act 2009. You should seek independent tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to make any decision based on this information to satisfy the liabilities or obligations or claim entitlements that arise, or could arise, under a taxation law.