Effective 1 July 2025, all insurance-in-superannuation policies previously held by NULIS Nominees (Australia) Limited, as trustee for the MLC Super Fund, were successfully transferred to the Smart Future Trust. The new trustee for these policies is Equity Trustees Superannuation Limited (ETSL).

Communications you received

All members within the MLC Super Fund received a Significant Event Notice (SEN) in May 2025 with information about this change. Your insurance policies transferred to the new super fund, Smart Future Trust, with ETSL as the new trustee, effective 1 July 2025.

In July 2025 you would have also received:

• an Exit Statement to 30 June 2025, which provides a summary of the insurance details and super transactions for your policy prior to your transfer to Smart Future Trust, and
• a letter from ETSL welcoming you to Smart Future Trust (Welcome Letter).

Your Welcome Letter confirmed that the Product Disclosure Statement (PDS) for your insurance in super policy is available on this page.

For the following products, please refer to acenda.com.au/pds for the latest version of your PDS:

On-sale product

• MLC Insurance and MLC Insurance (Super)  

Off-sale products

• MLC Personal Protection Portfolio and MLC Life Cover Super
• MLC Protectionfirst range

• MLC Super Pension, MLC Super Pension Plan PDS
• MLC Maturity Growth Superannuation Plan PDS
• MLC Whole of Life Superannuation PDS
• MLC Endowment Superannuation PDS
• MLC Pure Endowment Superannuation PDS
• MLC Capital Guaranteed Personal Super Savings plan – Series 1 and Series 2 PDS
• Whole of Life PDS
• Solitaire 1-4 PDS
• MLC Protection Life and MLC Protection Executive Life 1-7 PDS
• MLC Protection Life and Executive Life 8, MLC Protection Life 9-10 PDS

Acenda, previously MLC Life Insurance

For over 135 years, we’ve been helping to protect what our customers value the most – their futures and those of their loved ones. Now, as Acenda, we’re combining our rich heritage with a focus on future growth to give customers the momentum and confidence to take life on – whatever it may bring.

With the strong support of Nippon Life Group, one of the world’s leading life insurers, we’re committed to delivering ever greater outcomes for our customers and partners.

While our name and logo have changed, our commitment to providing reliable life insurance policies and exceptional claims experiences remains steadfast.

As we work at completing our brand transition, you may notice that some of our documents feature both Acenda and MLC Life Insurance branding. Please be assured that any materials you receive from us are accurate and valid, regardless of whether they display the MLC Life Insurance or Acenda logo.

For more information on our transition to Acenda, please visit https://www.acenda.com.au/acenda

We’re here to help

Our dedicated and experienced team is here to help. Speak with our team on 13 65 25, 8.30am to 6pm (AEST/AEDT), Monday to Friday, excluding national public holidays.

Alternatively, you can find more information online: